Accrue Wallets

How a Wallet works?

Save. Spend. Repeat.

Like a dedicated savings account for your brand — your customers can make deposits flexibly on their schedule, including recurring deposits and round-ups from everyday spending. Their balance is available every time they need to make a purchase.

Funds are FDIC-insured and can be withdrawn at any time without penalties.

No impact on credit — deposits must be made using a debit card or U.S. bank account.

Deposited funds can only be spent at your company or withdrawn.

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Ways to fund your wallet

A valuable way to store value.

Your customers can make deposits flexibly on their schedule, including recurring deposits and round-ups from everyday spending.

One-time deposit

An easy way to deposit money when available.

Round-ups

Round-up the spare change every time you swipe your card

Recurring deposits

Set it and forget it with recurring deposits — weekly, bi-weekly, or monthly

Crowdfunds

Receive direct crowdfunds from friends, family, and followers

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Learn more

A valuable way to store value.

In addition to customer deposits, Accrue allows you to deliver credits, gift card balances, and other stored value in one centralized place. Your customers can then spend that balance and add to it for larger or repeat purchases.

Savings, rewarded.

To increase loyalty and incentivize spending, we provide the option to reward customers for making deposits toward purchases. These rewards are earned incrementally each time a deposit is made and can only be redeemed when purchasing. We partner with you to determine an appropriate incentive structure — including cash or loyalty points.

Create a network effect.

We provide an out-of-the-box crowdfunding solution so your customers can receive contributions from their friends, family, or followers directly toward purchases with your brand.