Own the life you imagine

Accrue Savings is an embedded savings experience allowing Americans to save up and pay less for the things they love without debt or fees.

Our mission drives our work

Together, we can change the way we think about buying.  We can change the way brands engage with their customers.And we'd like to think we can make their worlds a little bit better — one deposit at a time.

Wallets at scale

We work with leading merchants to create a world-class wallet experience that aggregates stored value, (new or existing) loyalty programs, and preloaded funds.

No fees, no credit, no debt

An economy built on credit and debt pushes people to trade financial wellbeing for instant gratification.  People may get what they want today, but they end up owing. It's time to owe less and own more.

Who we are

Accrue Savings is a consumer fintech company on a mission to help Americans save. We believe that rewards, points and incentives shouldn’t only come from paying with credit.

We help smart brands and retailers centralize how their customers save and spend — with a hub for incentives, store credit, and deposits in one place.
Dashboard mockup
Dashboard mockup

Our Mission

Together, we can change the way we think about buying.  We can change the way brands engage with their customers.And we'd like to think we can make their worlds a little bit better — one deposit at a time.

Meet Our CEO

Michael Hershfield founded Accrue Savings in late 2021, with the goal of giving more Americans access to do the things they love. Prior to founding Accrue Savings, Michael served as SVP of Sales at WeWork for more than three years. Michael also served as COO and was part of the founding team at Nucleus. Michael earned his Bachelor of Arts in Political Science from McGill University and has a J.D in Law from the University of British Columbia.
Dashboard mockup
Dashboard mockup

Our Team

Based in New York City but expanding all across the world, we have an all-star team dedicated to helping people save up for purchases repsonsibly on their terms.

Our Investors

Michael Rubin
CEO Fanatics

Brian Mallkerson
CRO, Attentive Mobile

Scott Belsky
CPO
, Executive VP

Carol Tomé
CEO, UPS

Wiley Cerilli
Co-Founder Seamless

Gokul Rajaram
Executive, Doordash