Everyone should have access to a smile they love.

Invest in your smile!

Open a savings account and set aside money for your SmileDirectClub SmilePay down payment.

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  • How it works

    Select a target savings amount

    Customize your savings plan

    Start saving and earn cash rewards

    Apply your savings to your next purchase

  • Ways to fund

    Set up auto deposits that fit your schedule

    Add funds at your convenience

    Save faster with friends and family

    Earn $20 each time you refer a friend

Select your item:
  • Earn$200
    Product category image
  • Earn$50
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    SDC SmilePay™ Down Payment
  • Earn$10
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    Retainers - Set of 1
  • Earn$99
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    Retainers - Set of 3 (Best Value)
  • / 1

    Customize your plan
    Configure a custom goal, decide what to purchase later, andEarn$50

    Saving up with Accrue is safe and secure

    You’re safe!

    Your money is in a FDIC-insured account.

    Change your mind?

    No problem! Withdaw your funds anytime.

    Is my account secure?

    Encryption and two-factor authentication help keep your account safe


    For more questions on Accrue please refer to our FAQ page.

    Get in touch

    Accrue Money, Inc. (Accrue Savings) is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A; Member FDIC. The Accrue Savings Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Rewards program is subject to terms and conditions. Copyright © Accrue Money, Inc.

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